Moody’s Assigns A2 Investment-Grade Rating to Ripple’s Stablecoin RLUSD
Ripple USD receives top-tier ratings from Moody’s, highlighting its stability and institutional appeal.
Ripple USD receives top-tier ratings from Moody’s, highlighting its stability and institutional appeal. XRP (XRP) is trading at R$64,82 ($1.30), down 0.8% since this brief published. This is an original Kriptometre brief synthesising 9 outlets (Crypto Economy, Crypto.news, Unchained, and others), plus live market data, as of Thu, 29 Oct 2026 02:07:01 UTC.
The A2 investment-grade rating signifies RLUSD’s stability and strengthens its position in the institutional market, potentially boosting confidence in regulated stablecoins.
- Ripple's RLUSD secures A2 investment-grade rating from Moody's ↗
- Moody's Rates Ripple's $2.6B RLUSD Stablecoin A2, a Day After OCC Bank Approval ↗
- Will XRP Holders Gain From Ripple’s Moody’s-Rated Stablecoin? ↗
- Moody’s Gives RLUSD A2 Investment-Grade Rating ↗
- Moody's Assigns A2 Deposit Rating to Ripple's RLUSD, Ties Upgrade Path to GENIUS Act ↗
- Moody’s assigns investment-grade ratings to Ripple’s RLUSD ↗
- Coinbase Adds Ripple's $2.6B RLUSD Stablecoin Across XRP Ledger and Beyond ↗
- Coinbase adds Ripple’s RLUSD stablecoin across retail, exchange and Prime platforms ↗
- RLUSD lands on Coinbase and Robinhood, earns Moody's rating in push for stablecoin market share ↗
- Moody’s assigns RLUSD an A2 long-term and P-1 short-term rating, indicating high creditworthiness.
- RLUSD’s $2.57B circulating supply reflects its growing adoption in the stablecoin market.
- The ratings emphasize RLUSD’s strong reserve management and liquidity.
All five outlets (Crypto Economy, Bitcoin Sistemi, Crypto.news, Unchained, and Finbold) agree that Moody’s has assigned RLUSD an A2 long-term and P-1 short-term rating, highlighting its stability and institutional appeal. They corroborate that the ratings are based on assessments of RLUSD’s reserves, liquidity, and redemption capabilities. However, Unchained uniquely mentions that firmer holder claims on the reserve could lead to a higher rating, while Bitcoin Sistemi emphasizes potential warnings alongside the praise.
- Ripple, AI ve RLUSD ile 24/7 Finansal Operasyonlar Platformunu Tanıttı
- Ripple, RLUSD ile Kurumsal Nakit Yönetiminde 24/7 Kazanç Fırsatı Sunuyor
- Ripple, ABD'de Federal Banka Ruhsatı Kazandı: RLUSD ve Kurumsal Hizmetler İçin Yeni Yol
- Ripple ve BNY Mellon, XRP ve RLUSD Desteğini Genişletiyor
- Robinhood Anlaşmasıyla Ripple'nin RLUSD Stablecoin'i 29 Milyon Kullanıcıya Ulaşacak
- BNY Mellon, Ripple İşbirliğini Genişletiyor: XRP ve RLUSD Desteği ve Tokenize Finansman
- Moody’s Assigns A2 Investment-Grade Rating to Ripple’s Stablecoin RLUSD — this brief
Moody’s Ratings has assigned 
Ripple USD (RLUSD) an A2 long-term deposit rating and a P-1 short-term deposit rating, marking it as investment-grade and underscoring its stability. This assessment, as reported by multiple outlets, is based on Moody’s stablecoin methodology and covers RLUSD issued by Standard Custody & Trust Company.
The A2 rating places RLUSD in the upper-medium grade category, indicating strong creditworthiness, while the P-1 short-term rating is Moody’s highest grade, reflecting the stablecoin’s robust liquidity and reserve management. These ratings are significant as they provide a traditional credit benchmark for RLUSD, potentially enhancing its appeal to institutional investors.
The ratings come as the stablecoin market continues to grow, with RLUSD’s circulating supply currently at $2.57 billion, according to DeFiLlama. This figure underscores the stablecoin’s increasing adoption and its role in the broader cryptocurrency ecosystem.
The evaluation by Moody’s focuses on the stability and security of RLUSD’s reserves, liquidity, and redemption processes. Unchained notes that firmer holder claims on the reserve could be a pathway to an even higher rating in the future. This suggests that Moody’s is considering various factors in its assessment, including the regulatory environment and the stablecoin’s operational framework.
In the current market context, the total cryptocurrency market cap stands at $2.76 trillion, with 
Bitcoin showing a modest 24-hour gain of 0.73% and a price of $37,400. 
XRP, the native token of Ripple, is priced at $1.31 with a 24-hour increase of 0.28%, reflecting a stable market environment. RLUSD itself is pegged to the US dollar and has shown minimal price fluctuation, maintaining its value at $1 with a 24-hour change of -0.02%.
The A2 and P-1 ratings are expected to bolster RLUSD’s position in the stablecoin market, particularly among institutional investors seeking regulated and reliable digital assets. As the cryptocurrency market evolves, the focus on stablecoins with strong credit ratings is likely to intensify, making RLUSD’s ratings a key development to watch.
Since this brief published about 13 hours ago, XRP (XRP) has moved from R$65,32$1.31 to R$64,82$1.30 — -0.76%.
The chart plots XRP's price: grey is the move before this brief published, the vertical dashed line marks the moment it published, the horizontal dashed line is the price then, and the coloured area is the move since — from Kriptometre's market data (daily resolution). It shows what happened after the news, not that the news caused it; many factors move prices. Yatırım tavsiyesi değildir.
At today's peer-to-peer rate, 1 XRP ≈ 66.79 ₺ (about $1.30), down 2.5% over 24 hours. The real itself trades about 3.0% above the official rate on the P2P market, so a Turkish buyer's effective cost differs from the headline dollar price.
Live market data
Current prices for the assets in this story — live, source-stamped, updated every 15 minutes.
Figures and sectors in this story, checked live against on-chain aggregators · 28 Ekim 2026.
Kriptometre reads these figures directly from on-chain aggregators (DeFiLlama, mempool.space) at build time — independent of what any outlet reported. Sector totals aggregate every protocol DeFiLlama tracks in that category. Values are live and will change.
Moody’s Assigns A2 Investment-Grade Rating to Ripple’s Stabl — questions & answers
What do the Moody’s ratings mean for RLUSD?
The A2 and P-1 ratings indicate high creditworthiness and strong liquidity, enhancing RLUSD’s appeal to institutional investors.
How does RLUSD’s circulating supply compare to other stablecoins?
With a $2.57 billion circulating supply, RLUSD is among the larger stablecoins, reflecting its growing adoption.
What factors did Moody’s consider in its assessment?
Moody’s evaluated RLUSD’s reserves, liquidity, and redemption processes, with holder claims on the reserve also considered.
How much is 1 XRP worth in real today?
About 66.79 ₺ at the live peer-to-peer (P2P) USDT rate, which is what Turkishs typically trade at — equivalent to roughly $1.30. The real price moves with both XRP's US-dollar price and the USDT/BRL rate; use our XRP in real page for any amount.
Has XRP's price moved since this brief was published?
XRP is down 0.76% since this brief first published — trading at R$64,82 ($1.30) now versus R$65,32 ($1.31) at publication. Kriptometre re-checks this figure against CoinGecko and Binance every 15 minutes.
Which outlets reported this story?
This is an original Kriptometre brief that synthesises reporting from Crypto Economy, Crypto.news, Unchained, Finbold, The Block, Bitcoin.com, BeInCrypto, Decrypt, Cryptopolitan, with the key figures cross-checked for agreement across them. It is not a copy of any one article — follow the source links above for the original reporting.
Original summary — not financial advice. This is an original Kriptometre brief that summarises a development reported elsewhere and adds live market data for context; it is not the original article and reproduces no part of it. Follow the source link above for full details. Crypto is volatile and high-risk — always do your own research.