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Tether vs XRP — USDT/XRP Comparison

Side-by-side market data for Tether and XRP, updated continuously.

Tether (USDT) has a larger market capitalization than XRP (XRP) — about 2.2× bigger. Tether is ranked #3 and XRP is ranked #5 by market cap.

MetricTether (USDT)XRP (XRP)
Price$0.9991$1.34
Market Cap$183.89B$84.82B
Rank#3#5
24h Change-0.01%+1.58%
7d Change-0.02%+1.14%
24h Volume$75.44B$2.56B
All-Time High$1.32$3.65
Circulating Supply184,045,984,069 USDT63,129,671,205 XRP

Performance: USDT vs XRP

PeriodUSDTXRP
1 hour-0.01%-1.35%
24 hours-0.01%+1.58%
7 days-0.02%+1.14%
30 days-0.08%-7.94%
1 year-0.17%-47.64%

USDT vs XRP: The Analysis

Tether (USDT) and XRP (XRP) sit at very different scales: Tether is ranked #3 with a 9.09T ₺ ($183.89B) market cap, about 2.2× the 4.19T ₺ ($84.82B) of XRP (#5). A larger cap generally means deeper liquidity and lower volatility, not a better investment.

Over the past year, USDT is down 0.17% and XRP is down 47.64% — USDT has clearly led.

USDT trades 24% below its all-time high of R$65,27 ($1.32), while XRP is 63% below its R$180 ($3.65) peak — one gauge of how much each has recovered.

By use case, Tether is associated with Stablecoins, USD Stablecoin, and XRP with Smart Contract Platform, Layer 1 (L1) — so they are not necessarily direct substitutes.

USDT to XRP Conversion

AmountEquivalent
1 USDT0.74562836 XRP
1 XRP1.3412 USDT
10 USDT7.4563 XRP

Based on live prices: USDT R$49,41$0.9991, XRP R$66,26$1.34. A market exchange may differ.

Volatility & Drawdown

MetricUSDTXRP
30-day volatility (annualised)——
All-time highR$65,27$1.32R$180,49$3.65
From all-time high-24.31%-63.29%

Volatility is the standard deviation of daily returns over the last 30 days, annualised. Higher means larger price swings. Not a measure of quality or risk-adjusted return.

Price Charts

Tether (USDT)
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XRP (XRP)
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What is the difference between Tether and XRP?

Tether (USDT) has a larger market capitalization than XRP (XRP) — about 2.2× bigger. Tether is ranked #3 and XRP is ranked #5 by market cap. Tether trades at R$49,41$0.9991 and XRP at R$66,26$1.34. Tether is categorised under Stablecoins, USD Stablecoin.

Which is bigger, Tether or XRP?

Tether is larger, with a market cap of 9.09T ₺ versus XRP's 4.19T ₺ — roughly 2.2× bigger.

Which has performed better recently?

Over the last 7 days, USDT is down 0.02% and XRP is up 1.14%. Over a full year, USDT is down 0.17% versus down 47.64% for XRP. Past performance does not predict future results — this is not financial advice.

How many XRP is 1 USDT worth?

At current prices, 1 Tether is worth about 0.74562836 XRP, and 1 XRP is worth 1.3412 USDT (USDT R$49,41$0.9991, XRP R$66,26$1.34).

Could XRP overtake Tether's market cap?

For XRP to reach Tether's current 9.09T ₺ market cap, its price would need to rise about 2.2× to roughly R$143,65$2.90 per XRP (at today's supply), with Tether staying flat. That is a hypothetical, not a prediction.

Is Tether a better investment than XRP?

We don't give investment advice and can't say which is "better" for you — it depends on your own research, goals and risk tolerance. The data above compares their size, performance, volatility and use case so you can judge for yourself. Crypto is high-risk; see our disclaimer.

Tether data · XRP data · Information only — not financial advice. A larger market cap does not mean a better investment.